Personal Financial Plan (8–12 pages) Develop a personal financial plan detailing the financial goals that you and/or your family have developed. Include: Analyze your personal financial situation using appropriate financial tools. Identify short-term, mid-term, and long-term goals. Rank your goals in order of importance as they relate to the financial resources available and expected. Estimate the financial commitment for each goal. Consider all factors we have covered in class, including budgeting, time value of money, asset protection, debt/credit, savings, investing, and estate planning. Incorporate the first two stages to complete the development of the financial plan. This is the capstone assignment of this class, so careful preparation is needed to illustrate concept understanding and application. The personal financial plan is worth 20 percent of your final grade. General Guidelines for All Written Work Papers All papers must adhere to APA 6th edition style (1 inch margin, 12 pt font, title page, reference page, proper citations, etc.); see UMGC’s Writing Center for more information. All written projects should conform to standards of formatting and documentation, including proper citations and references found in an acceptable college-level writing guide such as APA or UMGC’s Guide to Writing and Research. Written projects must be: typed, double-spaced, in 12-point Times New Roman or Arial font, with margins no wider than one inch correct citations have a reference/bibliography of sources used include, for each entry, the author, title, city and state of publisher, publisher’s name, year, and page numbers prepared using word processing software (Microsoft Word preferred), in a manner similar to the preparation of a written assignment for classroom submission Please use the text book for reference

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